Innovative Health Coverage through USHEALTH Group


USHEALTH Group, founded in 1982 and based in Fort Worth, Texas, is a provider of Life, Specific Disease/Sickness, Accident, Disability, and other insurance policies. The company offers some of these policies through their subsidiaries, Freedom Life Insurance Company, and National Foundation Life Insurance Company. The policies offered by USHEALTH Group can be customized to meet each customers particular needs in coverage options, affordability, and flexibility.

Leading USHEALTH Group is President, Chief Executive Officer, and Member of the Board Troy McQuagge. Other top executives are Executive Vice President and Chief Administration Officer Konrad Kober, and Executive Vice President, Chief Financial Officer, and Treasurer Cynthia Koenig. In addition to other rewards won by people at the company, Troy McQuagge won the 2016 One Planet Business and Professional Excellency Awards.

Among the insurance policies offered is their PremierChoice plan. This plan features no calendar year deductibles, and First Dollar coverage. If you need more coverage added to the policy you can do so without additional underwriting being required. The plan can be used at any hospital and/or doctor. While the plan does not meet the ACA essential health benefits plan requirements, it can be added to in order to qualify or it can be used as a supplement to the patient’s ACA plan.

Research shows that 49% of workers, in the event they became disabled, would having difficulty supporting themselves in less than one month. Due to this, and because a disabling injury happens in the United States about every second, USHEALTH Group offers a short term accident disability policy called the Income Protector. They offer plans for 3, 6, and 12 months of coverage in the event you become injured under a covered accident and are unable to work, which will help with bill payments and general expenses.

USHEALTH Group also offers an innovative life insurance policy, called the LifeProtector. This term life insurance product can be renewed every 10 years in order to help your loved ones financially if something unforeseen happens to you. The plan costs are from $10 to $50 a month, in $5 increments. Not only does this plan provide peace of mind but it’s also not taxable for the beneficiaries.

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