Browse Category: Law Specialist

Ricardo Guimaraes And The New Business Path of BMG

There are so many articles about Ricardo Guimaraes that you can read today, but most of them are not able to give you the answers that you need. What you want to read is an article that will tell you everything you need to know about Ricardo without losing the quality of the information.

There are many fledgling writers out there who are paid to praise Mr. Ricardo, so you should watch out for that. In this article, we will try to address that problem by only offering the essentials. Let’s start.

The Retail Financing

One of the many things that you need to learn about Mr. Ricardo is that he’s the man behind the BMG bank, which right now is focused on retail financing and wholesale business. It was in the 1980s that BMG became a leader in the business of financing vehicles, including heavy and light machines. The 1998 was also a year for BMG when it focused on giving way payroll loans and in becoming the nation’s national reference for all operations involving this.

Another thing that you should learn from BMG is that in July 2012 it entered an agreement with Itau Unibanco SA for being able to offer a distribution and credit system that’s appropriate for the people in Brazil. It is also essential for your research to know that the Chairmanship of the Board of Directors has already been changed and has been transferred to a different position. It is now held by Alcides Lopes Tapies, who has an experience in banking by working with Itau Unibanco and Bradesco.

About Ricardo

One thing that you should learn about Mr. Ricardo is that he is no longer right now the heir and business partner of the BMG company. It is now being transferred to the hands of Antonio Hermann. Among the multiple functions of the new chairman is the position for the Brazilian Association of Banks and for being the director of the National Association of Credit Institutions. With this role, it is now easy for the people around Mr. Ricardo to expect more of his leadership in his next business position.

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English Speaking Lawyers in Brazil- Ricardo Tosto

Brazil is a former colony of Portugal. This means that they have copied a lot from the Portuguese not only in law but also in culture and language. In Brazil Portuguese is the first language. English comes second. However, there is always this disaster when dealing with Brazilian lawyers. Most of them will easily write on their websites that they speak fluent English, but this is not the case. When you have a real conversation with them, then language becomes a barrier since many of them cannot hold a conversation in English.

However, the language barrier is not a challenge for every lawyer. There is still a good number of lawyers in Brazil who can express themselves in English. When you get hold of a lawyer like Ricardo Tosto, then language can never be a problem.

Brazil has also borrowed heavily when it comes to the law practiced in the country, being a former colony of Portugal, Brazil’s civil law system is almost similar to that of Portugal. They have also borrowed from other countries such as France and Germany. Their system is more of a hybrid of European laws.

About Ricardo Tosto

Ricardo Tosto undertook his law degree at the Mackenzie University. He also has some background in business administration.

When he is not representing clients in the courts, Ricardo Tosto takes time to write newspaper articles, give lectures and write for special edition magazines. He has also contributed to the writing of a book known as O Processo de Tiradentes.

Ricardo Tosto speaks fluently in two languages; English and Portuguese.

Ricardo Tosto is a partner at Leite, Tosto and Barros Advogados, a law firm he participated in its formation. Ricardo Tosto started small and has grown steadily to become a partner in one of the biggest law firms in the industry. He has represented numerous organizations both non- governmental and governmental in high stake litigation cases. He has also represented politician due to his deep knowledge of the election law.

Ricardo Tosto is known for dedication to work. He ensures that his clients get the best legal representation through him and his law firm.

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Ricardo Tosto de Oliveira Carvalho: Best Lawyer in Brazil

Rule of law is a compulsory requirement of every country. You cannot govern a country without a set of rules that guide the people. The unfortunate thing is that compliance with the law is something that human beings always struggle with. People tend to break the law either knowingly or unknowingly. This is where the lawyers come in. Lawyers are people who understand how the law is supposed to be applied unlike a majority of the people with no legal background. Services of a lawyer are required in cases where clients want to exonerate themselves from any wrong doing against the set rules.

In Brazil, the case is no exemption. People struggle to comply with the law and seek the services of lawyers. Brazil has a huge number of practicing lawyers. This is partly due to the huge population. Brazil also happens to have a huge number of business operations that are carried on. With such a huge population definitely, it becomes an investment destination for many companies. Now the problems come in complying with the business rules laid down. One thing about Brazil is that it has rigid laws which normally necessitate the services of a qualified lawyer who can interpret them on behalf of the clients. Ricardo Tosto de Oliveira Carvalho is one such Brazilian lawyer who litigates cases on behalf of individuals and business entities. Ricardo Tosto de Oliveira Carvalho is a founding member of the Leite, Tosto e Barros law firm. This law firm is located in Sau Paulo. It also has branches in Brasilia and Rio de Janeiro. It one of the most reputable law firms in Brazil. It is highly regarded by the people of Brazil especially those pursuing business interests.

Ricardo Tosto de Oliveira Carvalho is the leading figure in this law firm. He possesses a lot of knowledge having been a litigant for more than two decades. He has a huge client base from the business sector due to his knowledge of financial matters which when coupled with legal expertise give the best match of business law litigant. Ricardo Tosto de Oliveira Carvalho has made an impact in the legal industry having introduced the mass litigation model into the country. Ricardo Tosto introduced this model through his law firm and has continued to see it works efficiently and effectively.

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Comparative Law – Unifying Legal Systems Globally Through Analytical Studies

Comparative law deals in understanding the differences and similarities between the legal systems of different countries. It helps in paving a way out through a constitutional and juridical framework when two or more countries are discussing, trading and exchanging information, without interfering with the legal system of their respective countries. Economic, social, political, military and other agreements and exchanges between the countries can take place in a very peaceable manner by following comparative law methodologies.

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Globalization has further increased the significance of comparative law and promotes cross-country exchange without legal hindrance. The comparative law covers the study of many different legal systems, which includes Jewish Law, Cannon Law, Civil Law, Chinese Law, Hindu Law, Socialist Law, and Islamic Law. In a way, the comparative law helps in analytically studying different legal systems existing around the world and by studying different systems, it aims in unifying the legal systems at various levels while keeping the countries’ identities intact.



The world has become a global village with more and more countries partnering with each other for fostering better ties economically, socially, politically and culturally. The comparative law indicates how the constitutional framework and legal systems affect the country’s growth and encourage a smooth relationship with its partners across the borders. A country with flexible and well-updated legal system can efficiently deal in trade and exchange with other countries without legal disputes internally.  Source



Sujit Choudhry is an internationally recognized figure in comparative law and has been a foreign constitutional expert during the development and formation of a constitution for countries like Sri Lanka, Tunisia, South Africa, Ukraine, Egypt, Nepal, Libya, and Jordan. He currently holds the position of Dean at Berkeley Law and is an I. Michael Heyman Professor of Law. Sujit Choudhry has written extensively on the subject, and his articles are published in various legal journals considered an authority in the field of law.



Center for Constitutional Transitions is founded by Sujit Choudhry. He is a member of prestigious institutions such as United Nations Mediation Roster and is a consultant member at the World Bank Institute.  Sujit Choudhry firmly believes that comparative law has a much larger role to play considering the world’s political, social and economical situation and the transformation it is going through currently.

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