Graeme Holm has spent seventeen years in the sector for financial services. His completed accreditations include financial planning, real estate and finance. After nearly ten years in the four major banking environments, he became frustrated. He was tired of pushing only one brand of service and product offerings. Graeme Holm realized most of the families in Australia were being offered poor deals by the financial institutions. This was when the drive and inspiration to start his own company began. Infinity Group Australia was created to change and fix the financial lives of Australians, one family at a time.
Graeme Holm designed Infinity Group Australia using a different approach than the traditional broker. The company goes into detail regarding the needs of the family and the household expenses. They meet with clients multiple times to understand, assist and fine tune a weekly budget for necessities including groceries, travel expenses, fuel and entertainment. A traditional broker is finished once the loan has been approved. This is where Graeme Homs gets started. A personal banker is allocated to every client to help them pay off the loan faster.
Infinity provides all their clients with a monthly performance report. This enables them to see if their family budget needs to be adjusted or if they are meeting their expectations and goals. Their clients are provided with six monthly reviews to make certain their clients succeed in their commitment to reducing their mortgages. Infinity teaches families the difference between needs and wants. Graeme Holm has yet to meet a client he was unable to help. He realizes most of the things people spend their money on are thrown away within a few months. This money can reduce the daily interest for a mortgage. Many people forget although interest is charged monthly, it is calculated daily.
During 2015 and 2016, almost thirty percent of the households in Australia had too much debt based on their ratio of income and debt. Graeme Holm is trying to help people reduce the amount of debt from their mortgages. The company does charge a fee for the personal banker and debt reduction model. They then charge ten percent of the yearly debt reduction. The families with Infinity’s support and guidance pay off more of the loan in the next three months than they did in the previous year. Infinity offers a service model that is honest and open. The bottom line is the stronger the result achieved by the client, the better the result for Infinity. The borrowers are under less stress. They can spend time with their families, go to work and know their bills are being paid. Graeme Holm does not believe in having clients, he believes in adding more members to his family. Learn more: https://www.crunchbase.com/person/graeme-holm