Baby Boomers Need an Investment Alternative That Works

Markets have revealed signs of exhaustion recently, together with equities trying hard to establish new highs and bond markets stabilizing following the surprise election of Donald Trump in November has sparked a dramatic change in asset rates. Tim Armour believes that the recent change in the market is a seismic shift that is huge. The interest rates have continued to decline and now it’s close to hitting rock bottom. Some asset managers remain doubtful that the election of Mr Trump will actually reflect the “new standard” of slow economic growth and subdued interest levels which have arisen because of the fiscal meltdown.

In situations like these, it is very important to invest properly and know the safe way to succeed in this industry. Warren Buffett has wagered a $1 million dollar donation for charity if he can attain a better investment return compared to a bunch of hedge fund managers simply by investing in a S&P 500 passive index fund. That wager is going to determine if passive index funds are actually a safe way to invest. Mr. Buffett believes that there are too many poor and pricey funds which shortchange investors, and he is absolutely right. Tim Armour agrees with him on this topic. However, Tim feels it is time to change the way that investors think when it comes to Index funds. He agrees that they do have their place, but is willing to challenge the thought that passive index funds are safe for retirement. In Tim Armours opinion, they do not provide any cushion for retirees and despite the trillions of dollars involved in passive investments, only a small percentage understand the volatile risk involved. Click here to know more.

We are in the age where 401(k) is the norm for Americans, particularly the baby boomers. This generation of individuals are retiring by the millions and are starting to worry about saving enough for their golden years. Investors will need to learn the real steps involved with passive index funds and look for a better form of investing that offers a peace of mind and higher returns.


Eric Lefkofsky’s Newest Venture a Personal Cause

Serial entrepreneur Eric Lefkofsky has started a new company, called Tempus. This company is a personal one, started after his wife was diagnosed with cancer. Tempus works to treat cancer by gathering data on a patient’s tumor through machine learning and genomic sequencing.

Lefkofsky, the 47 year old man behind Tempus, has started many other companies, some of them very successful. He is the co-founder of Groupon, Uptake Technologies, Mediaocean, Echo Global Logistics, and InnerWorkings. He also is a founding partner of the venture fund Lightbank. All this success has led him to a net worth of $1.7 billion. He is a graduate of the University of Michigan, and an adjunct professor at the University of Chicago.

In addition to being a successful businessman, Lefkofsky is also a philanthropist. In addition to serving as the trustee of several Chicago nonprofits, including Lurie Children’s Hospital of Chicago, he founded the Lefkofsky Family Foundation. His foundation, which his wife Liz helped him found, advances high impact initiatives to help communities.

Now, Lefkofsky has been spurred by personal circumstance to create a new entrepreneurial endeavor. When his wife was diagnosed with cancer, he realized that doctors needed better information about the tumors they were trying to cure. Lefkofsky realized his startup Echo Global Logistics was giving better information to truck drivers than doctors were getting about tumors, so he set out to change that and what Eric knows.

Tempus has contracts with major medical centers in order to gather information, which is sequenced and analyzed, and the results sent back to the doctor so they are better able to treat their patient. While this process requires medical know-how, and several physicians on the executive team, at the base, Tempus is still a tech company.

In the end, while Lekofsky thought, before it became personal, that he was done with creating new startups, Tempus may have the potential to be the biggest one of them all. While it will take years to know for sure, at this point Lekofsky sees Tempus as having the most potential and Eric’s lacrosse camp.

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Amicus Therapeutics For Genetic Diseases

Amicus Therapeutics is highly passionate about its work. It is a global company in the field of biotechnology. This company is into advanced therapies for treating rare as well as orphan diseases. The company has a highly robust development pipeline that includes treatments for several genetic diseases in humans.

Migalastat is considered by Amicus Therapeutics as its lead product candidate. This can be considered as personalized medicine. It is in the last stages of its development. This will be used for treating individuals who are suffering from Fabry disease. This would require genetic diagnosis. Another product candidate is SD-101. Even this is in its last stages of development. This will be the first therapy to be marketed. It can be used for the genetic connective tissue disorder known as Epidermolysis Bullosa (EB). Amicus Therapeutics is making use of its biologics along with the Chaperone-Advanced Replacement Therapy platform technologies. These are being used for developing several enzyme replacement therapy products. These can be used for Fabry disease, besides Pompe disease, as well as several other Lysosomal Storage Disorders.

The lead biologics program of Amicus Therapeutics is ATB200/AT2221. This is a Pompe disease ERT. It is to be administered along with a pharmacological chaperone.

Amicus Therapeutics offers three clinical programs. In addition, they can leverage their biologics capabilities along with platform technologies that can help in expanding their pipeline.

The biologics capabilities of Amicus Therapeutics helps to provide a unique tool that can be used for developing Enzyme Replacement Therapy products that can be used for LSDs. Presently, Amicus Therapeutics has novel ERTs already that can be used for Fabry as well as Pompe disease. Now the technology platforms can be used for creating future opportunities that can lead to novel ERT being developed for other LSDs.

Currently, Amicus Therapeutics is researching a potential protein replacement therapy. This will be used in preclinical studies for the CDKL5 deficiency. Any kind of genetic mutations on this CDKL5 gene can lead to CDKL5 protein deficiency. This disorder manifests itself as persistent seizures. These begin in infancy itself. It can lead to a severe impairment that can take place in neurological development.

Bob Reina Is The Answer

In life, people are often looking for answers and they are looking for things to change. One of the unhealthiest things to do in life is to be stuck and hold things in and not let them out. That is why it is healthy and important to talk about what is bothering someone and what is keeping him or her up at night. They feel like maybe no one will understand or no one will get it. Perhaps they feel as though no one can relate to their pain or know what they are battling. They could not be more wrong. People understand and people know. In fact, a lot more people know than they realize. They just need to open themselves up to the world and let it all out. Learn more:


It feels good to communicate, come up with solutions, and talk about things. It gets things off people’s chests and it is not bottled up. That is why Bob Reina, Talk Fusion, the IT team, and every single man and woman that works for the company is all in when it comes to their customers. They take what they do extremely seriously as they know they are making a major impact on someone’s life and someone’s business. Because of this, they want to give it their all and they want to hold nothing back when putting it together.


There is a reason Talk Fusion, the video communications provider, won two awards in 2016. It was not by accident that is for sure. Nothing in this world happens by accident. It might sound cliché, but it is true: blood, sweat, and tears. It also starts with the CEO and founder since 2007, Bob Reina. He has talked very openly about his commitment to the users of Talk Fusion and helping people. Not only has he talked about it, but also he has offered thirty-day free trials and he also made a record-breaking donation to the Tampa Bay Humane Society.


This is the answer that people have been looking for and this is the company they have been searching for in their lives. Learn more:


Talks Energy Expands with New Well

Energy markets across the globe are very competitive. Due to the level of competition in these markets, the oil markets tend to have efficient prices. While many oil markets allow for a lot of competition, others have taken steps to keep some competitors out. In the country of Mexico, a lot of effort has been made to prevent foreign companies from drilling in their waters. While this has been the effort in the past, it appears that the policy could be coming to an end.

For the first time in about 80 years, a private foreign company will be able to put a well into the waters of Mexico. The latest well will be a joint venture between companies from three different countries. Premier Oil PLC of London, Talos Energy of Houston, and Sierra Oil & Gas of Mexico will each have a role in the development and maintenance of the well.

The new well will be located in the Sureste Basin, which is off the coast of Mexico. This area has been relatively untapped for the past century. This area of the world could be a very lucrative option for those that are in the oil industry. Some estimate that there could be up to 500 million barrels of oil in this area. While it is a great find for the oil industry, it could add a lot more supply to the oil markets. This could end up pushing oil prices down even further after they have dropped quite a bit.

One of the leading parts of the deal will be Talos Energy. Talos Energy is a Houston, Texas based company that was established about five years ago. The energy company is led by a variety of people that have a range of experiences in the industry having worked for private equity firms and oil companies for the past few decades. The company focused on finding energy and drilling assets off of the Gulf of Mexico and will use the current move to better strengthen their hold on the industry.

For more information follow Talos Energy on Facebook.

Organo Gold and Founder Bernardo Chua

Bernardo Chua has quite the extensive resume behind him. As such, his name is well known in the direct sales industry as one of the leading professionals behind teas, coffee, everyday living products, and in his brand’s usage of the healthy fungus ganoderma.

For the last decade, Bernardo Chua has been deeply involved in his company’s lucrative business involving the unique ingredient. His past with Gano Excel has given him ample expertise on how to run a business with his current project Organo Gold.

The business professional goes by the affectionate nickname of “Bernie” due to his friendly demeanor with each of his colleagues. He started out in the Phillipines and it’s been through his efforts that ganoderma has been brought so strongly to the American marketplace, where the benefits can be reaped even stronger with the country’s health conscious millennial youth and for the older audiences who value Eastern remedies and teas. Learn more about Bernardo Chua:

Organo Gold’s name is founded from the “gold” product ganoderma, a rare fungus that is a staple herb used in Asia but whose notoriety is only just beginning to be revealed to Americans. Ganoderma is not used as a food ingredient, no.

It’s often used for its health benefits in such things as teas, supplements, and skin care products. It has a unique trumpet red shape and they are mostly found growing on wood in tropical areas of Asia. The company Organo harvests the finest specimens of ganoderma from logs to be found in China’s Wuyi Mountains in the Fuzhou region.

According to PR Newswire, when Bernardo Chua was setting up his business model, he became increasingly aware of the benefits of direct sales. It was with the direct sales method that he discovered a way to quickly grow his business in the Phillipines, so that he could catapult his wares to a more global marketplace using what he learned from the art of selling direct.

Given his natural entrepreneurial mindset, Chua stands strongly by the notion that direct sales is the very best way to do business for his brand of products. This way of thinking definitely shows, since his considered one of the best businessman in The Pacific Rim.

 Jose Borghi: the advertising Genius and CEO of Mullen Lowe

Jose Borghi is a notable media personality in Brazil. He is the creator of the famous “Mammals of Parmalat” and “It is the love” campaigns among others. Borghi is deemed an advertising genius for his advertisement works rarely miss their target. His first major creation, “Mammals of Parmalat,” still lingers in people’s minds today, more than two decades later. Multinational companies simply find him irresistible.

Born in PresidentePrudente in Brazil, Borghi’s passion for media advertising dates back to his early years. He would attend performances at the Castro Neves Theater while still in junior high school. Upon completing high school, Jose Henrique Borghi joined PUC-Campinas University and graduated with a degree in Advertising and Propaganda. This achievement was his gate pass to the media and advertisement world.

Borghi’s first job after graduating in the year 1989 was as an editor at Standart Ogilvy. His talent saw him rapidly rise and move through several media advertisement firms, including FCB, DM9 / DDB, Talent, and Leo Burnett. After amassing adequate experience in the industry, he later started his agency by the name of BorghiErh in partnership with a friend Erh Ray.

After successful initial years, BorghiErh was acquired by Lowe to become Borghi Lowe. Later on, Borghi Lowe Merged with the Mullen group to become Mullen Lowe. This saw Borghi become a co-CEO alongside Andre Gomes. Borghi’s talent and widespread experience in Advertising enabled Mullen Lowe to venture into international markets successfully. This led to Borghi’s appointment as company’s CEO, with Andre Gomes becoming the Deputy CEO

Mullen Lowe under Jose Borghi has spearheaded advertisement campaigns for many corporations both domestically and internationally. Top of the list is Fiat, Unilever, Electrolux, Folha group, Asia Motors, Antartica, Arcor, Itau, American Express, Bank Boston, Globo, and Bunge.

His excellence in the media advertisement industry has seen him get crowned with many awards. His award achievements include 11 New York Festival Awards, 10 The One Show Awards, 7 London Festival awards, 14 Cannes Lions awards, 15 April Advertising Awards, and 10 Clios Awards. The APP also elected him as the 2009 Advertiser of the year.

Securus Technologies Keeping Inmates and Officers Safe

Inmates are behind these walls of our local prison 24-hours a day. Compare that to the eight hours a day officers work, and you can see quickly how these inmates are able to identify weaknesses in the system and exploit them. When me and my fellow officers are not paying 100% attention to the inmates, things can go from bad to deadly in the blink of an eye.


Now if you start adding into the mix that these inmates can gain access to things like weapons and drugs, now you understand why my team of corrections officers have to be vigilant in our quest to keep everyone safe. These inmates will tell you that many of them can get contraband more easily in a prison than they ever could on the outside. That is one trend we have been working hard to eliminate in our prison.


One of the new ways that we attack the problem head on is by using our inmate call monitoring system that was just installed by Securus Technologies. The system does the work of several officers, allowing us to put our team in multiple places while all calls are being closely monitored for chatter about drugs and weapons. Securus Technologies has this exact system in thousands of prisons, and the objective of the company is to make our world safer.


Once me and my fellow officers were comfortable with the LBS software, we began getting hits almost on the hour of inmates talking about weapons and drugs. Our team listened intently as inmates talked about how they are keeping the drugs in the cell without us knowing, who is helping in the effort by bringing the drugs to the jail, and how weapons are hid in the yard and available for when the call comes down to target another inmate or officer.


Reliable Lending Solution from Equities First Holdings

Equities First Holdings has been in business for more than a decade, and it has office buildings on a few continents. Equities First Holdings corporation has offices in the United Kingdom, Australia, and the United States in America. Recently a few more agencies have popped up around the countries.

The corporation of Equities First Holdings works in the fields of equities First investment. It has established itself as a leader on an international scale. Equities First Holdings provides lending methods that are of a lot of benefit to both parties. The company has designed a number of approaches and procedures with a few important factors in mind. The experts have worked with factors such as flexibility and transparency in mind. The company is relying on providing its clients with easy ways of receiving a loan while avoiding the general uncertainty of conventional banks’ lending Equities First methods. That has been greatly appreciated by the business summit as the company has been expanding steadily over the past couple of years.

There are a number of other advantages that Equities First Holdings provided for their clients. The lending methods have been organized in a few easy steps to follow. After stepping in initial contact with a representative of the Equities First Holdings, the client is asked to announce the collateral. A board of experts Equities First Holdings Company reviews the case the customer and evaluates the collateral, the amount of the desired loan, and what the client will be using the money for. If the deal is accepted, a representative of the Equities First Holdings has the client sign a contract, and after that, the loan can be provided.

The Equities First Holdings has been widely utilized by people from the business community, especially for startups and acquisitions. The company is expected to expand in the next few years.

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Honey Birdette Knows How to Rekindle a Flame

Honey Birdette is a provocative lingerie company that has really caught on. Honey Birdette has grown popular so quickly that they have recently had to launch an entirely new site to accommodate the increase in sales from their US customers. The new site has been designed to not only help keep up with the demand better but will offer a better experience for their customers. It will offer free shipping on orders over $50, free shipping, and easier returns.

Honey Birdette was created by Eloise Monaghan in 2006 and has grown rapidly since then. There are 55 stores in Australia and the boutiques has spilled into the UK. There is currently a boutique in London’s Covent Garden, in Leeds’ Victoria Gate, and in Westfield White City. There are plans to expand into Westfield Stratford, Leeds, Newcastle, and Liverpool and Honey Birdette has plans to add 40 additional stores by the end of next year. Honey Birdette isn’t stopping there, though and has plans to expand into the US and into Europe as well.

Honey Birdette was created when two friends were sipping champagne together. As they chatted, they realized that there just wasn’t the kind of choice out there when it came to their intimate items and they thought that enough was enough and decide to change that. They did just that and now Honey Birdette is giving couples and romances the items that will help them to rekindle their flames.

Honey Birdette offers many items and will entice your pleasure center whether you are shopping online or in one of their boutiques. You will find whatever you are looking for and much more and you will not be disappointed. They are always adding new additions to their sultry collections and Honey Birdette is good at keeping things exciting.

See more Honey’s on Instagram.