What You Need To Know About Your Healthcare Options

There are two main categories of health plans underneath the umbrella of USHEALTH. Some of you may be looking into one or both of these plans for you and your family. Below you will find a small breakdown of each one and what you can expect.

USHEALTH Group insurance

There are three things you need to keep in mind when looking at the group insurance plan.

1) There is Bronze, Silver, Gold and Platinum. Each plan has their own niche. Each plan has their own pros and cons. These four are just a breakdown of what is being offered under the group plan . This has nothing to do with the quality of coverage and care you will receive. You will need to do your own research on this.

2) You will need to pay the costs each month. You pay even when you do not use the coverage. You will need to pay some sort of out-of-pocket cost no matter what plan you get. Know the costs of each one before you get involved. Some of the costs may not be worth the price of admission .

3) You should know the difference between things like PPO, HMO, and EPO. Some of these plans require referrals and some do not. Some will cost you extra when you go out-of-network.

These types of group insurance plans are perfect for business owners. It is important to keep in mind what your employees need, not what you want to pay out.

USHEALTH Group family insurance

1) You need to take the time to review all your options for your family. What works out for mom may not work out well for your daughter. Each person has to have coverage that is right for them. There are different plans out there for the family. You need to choose based on what current family situation is now, not what it may be like 10 years from now.

2) You should never stop shopping for coverage. There may be a better plan out there for you when you are already covered. The best time to do this is during open enrollment time. This way you will not get penalized for going with someone else.

Dr. Greg Finch Is Specializing In Spine Surgeries

Dr. Greg Finch is an Orthopaedic Surgeon. He practices in Douglas. He specializes in spine surgeries. He has a degree in FRACS. After earning his degree, Dr. Greg Finch worked with world-renowned spine surgery specialists. This was in the USA, UK, and Germany. His main interest lies in spine surgery that is minimally invasive. He is trained in all kinds of spinal surgeries and treatments.

Dr. Greg Finch is a member of many professional associations that include The Spine Society of Australia, The North American Spine Society. He is also a fellow of the Australian Orthopedic Association.

He can do a lot of common orthopedic surgeries too. Do note that nonsurgical approaches are also used for solving orthopedic problems by these surgeons. There are a few orthopedic procedures that are quite common. One of them is total joint replacement surgery. This is for patients suffering from severe arthritis. This surgery will provide pain relief and enhance their range of motion. During this procedure, the surgeon will assess which parts of the joint are damaged. These can lie within various joints in the body. These will then get replaced by putting in either metal or plastic surfaces. These will have to be naturally shaped in order to restore movement of the knee and such other normal functions.

Another common orthopedic surgery is total shoulder replacement. This can be a bit painful, but the pain will diminish over time. This is a procedure that will help patients to feel much better as this is a joint that is used a lot. In this, the damaged parts of the bone, as well as cartilage, are replaced with a metal or even a plastic implant. This surgery helps in improving the range of motion through the joint at the shoulder.

Spine surgery can be required for many reasons. One of the most common reasons for this surgery is back pain that can impair the day-to-day life of a person.

With spine surgery, there would be lesser pain as the days go by. The additional benefits would include an increase in activity, better fitness levels besides an increase in productivity.

A common spine surgery is a Spinal Fusion. In this, the surgeon is joining the vertebrae together. This will lead to restricting of motion between these vertebrae. It will limit the stretching of nerves.

These are the most common surgical procedures that are being used today.


A Focus On The Illustrative Career Of Kevin Seawright

Kevin Seawright is a renowned accounting and project management expert. Previously, he worked in various fields, including real estate development, education and local government in Washington, DC and Baltimore.

Recently, Kevin joined Newark Community Economic Development Corporation (Newark CEDC). He has been acting as a catalyst for economic development. Kevin is mandated with the duty of wooing, increasing and retaining enterprises in Newark. He has also been responsible for developing the city’s real estate business. The corporation enlisted Kevin’s expertise owing to his extensive experience in operations management, diverse capital management and accounting.

For over a decade, Kevin Seawright has been involved in bettering the lives of communities living on the East Coast. While working for the Baltimore’s Commission on Aging and Retirement as the fiscal officer, he designed and started a new and innovative accounting system. Through the new system, the corporation managed to save over $100,000 in funds.

Later, he worked for the Housing Authority of Baltimore City as the payroll director. Notably, the executive served in the department of housing and community development as the finance director in charge of the homeless services division.

According to Angel.co, Kevin Seawright holds an MBA. He is also an alumnus of the Notre Dame Mendoza School of Business. He has been an active member of the National Association of Black Accountants, the National Forum for Black Public Administrators and the American Society for Public Administration. Kevin is a team player.

He asserts that successful teams focus on comprehending their goals, profitability objectives and strategic planning agendas. In addition, Kevin suggests that companies ought to enhance their proficiency by using information technology to improve their statistical reporting capabilities.

At Babe Ruth Museum, Kevin Seawright made significant contributions as an advisory board member. He has also served as a coach for a youth sports team. During his career, Kevin Seawright was responsible for over $600 million.

In his illustrative professional life, Kevin has served as a budget manager, chief of financial and construction projects, executive director of operations and a transformative business leader. Seawright has an active presence in the social media platforms. He has Tumblr, LinkedIn and Twitter accounts.

Learn more about Kevin Seawright: http://www.marketwired.com/press-release/executive-vice-president-newark-community-economic-development-corporation-kevin-seawright-2054695.htm

Transforming the World with Adam Milstein

Adam Milstein is a graduate of Technion then he proceeded to the US and he decided to continue his education where he got an MBA from USC. After that he started venturing into Commercial Real Estate. He is the managing partner at Hager Pacific Properties. He as well is a prosperous entrepreneur and philanthropist. He has transformed many people lives with his charitable work in the society. Separately from dealing with the investment business he as well was part of the team in the Yom Kippur War at IDF. He comes from Israel and is linked with the Jewish society. He mostly deals with real estate investment.


The tough principal and affection he has for the Jewish Culture made him become the national Chairman and also the co-founder of the Israel-American Council. He and her wife Gila Milstein are the founder of Sifriyat Pijama B’America whereby is an institute that is recognized to have wonderful readings of the Jewish Culture. The institute provides its books every month and they also wrote in Hebrew.


Before he began he was a broker then he entered into the real estate industry. It made him attain different post in many companies. Due to his expertise and experience as a broker made him venture into being an investor in the business. Hager Pacific Properties deal with investment on real estate. The company mostly helped many other companies and upcoming investors in the improving their business. Adam Milstein duty is to always finish his daily task as a businessman due to real estate having too much work.


Hager Pacific Properties is dedicated to its customers due to them always putting their customer’s priority first than any other thing. Adam Milstein experience has the capability of helping entrepreneurs in dealing with challenges facing the investment business they include demand and supply which are the main problems. He also takes care of the products prices so that they can be accessible; he as well uses most of his time in contributing to the society.Adam Milstein always advises entrepreneurs to keep keen and observe on the market trend it will make them develop business wise.

Modern Day Banking

The importance of professional banking can’t be denied or down played. Banking gives us all the opportunities to save, store, and grow our wealth in a more safe environment. The 21st Century has introduced many changes to this field of work and many of the changes are for the better. Now days, community banking has grown to become a major player and in many cases it has outperformed it’s larger national bank counterparts. Evolution is the key to success and this community epitomizes it perfectly. NexBank Capital, a Dallas, Texas regional bank, has taken the industry by storm. Though it’s categorized as a community bank, it offers many of the national banks services.

Though financial institutions such as Wells Fargo, Bank of America, and Capital One are still major players, NexBank has been closing the gap progressively on a an annual basis. It specializes in investment, mortgage, and commercial banking, but it also offers services to other financial institutions in the process. Middle market companies, institutional clients, as well as large corporations can all benefit from these high quality services. There isn’t too many other community banking centers with this much clout, but NexBank isn’t your average everyday institution. Check out these added services below:

  • Online Banking
  • Mobile Banking
  • Public Funds
  • Credit Services
  • Mortgage Support
  • Real Estate Advisory
  • Agency Services
  • And others

In February of 2017, this financial center announced it’s completion of it’s oversubscribed placement of unsecured senior notes. After reopening the offer, it just so happened to raise another $80 Million. This puts the grand total at up to $155 Million. Being so progressively strong, focused, and passionate about doing business the correct way, NexBank will continue to push the boundaries of success well into the future.


Bob Reina Shares Wisdom on the Benefits of Talk Fusion

Talk Fusion has emerged as a new and effective marketing tool to improve customer relations and retention. Video has grown in popularity the last few years with major tacked on as an effective marketing tool. Building up brand recognition is a challenge in today’s age with more and more companies turning to social media sites and networks to reach their consumers. Companies and businesses trying to keep up with the competition face the challenges of standing out in today’s age of fast communication and information.

Bob Reina, the CEO of Talk Fusion, recently wrote an article titled “Video Advertising Trends of 2017” where he pinpoints the emerging techniques and styles of video. Video today has become more than mere entertainment, but an effective tool for advertising.

The challenge with advertising is retaining the customer’s attention span while in a short amount of time delivering the information they need on the product or service being offered. Video provides an ideal compromise since it’s engaging, information, persuasive, and gives the customer time to make a purchasing decision on the spot. The video is easier to share across social networks and has helped many companies to gain a foothold over the competition.

Advertising costs is another consideration to keep in mind for companies and businesses who need an extra edge. The video is versatile since with Talk Fusion it’s easy to make one and build an impressive advertisement in a short amount of time. Advertising costs can be whittled down so a massive budget doesn’t have to be dedicated to a massive advertising campaign.

Talk Fusion is user-friendly and comes with a variety of products to make it easy to advertise for people who have no experience with using video. Increasing sales, response rates, and revenue is just a few of the benefits companies and businesses have experience when using Talk Fusion to feature their products and services. Video generates results and sparks a reaction from people who watch it. Talk Fusion is even available for a 30 Day Trial without a credit card which includes all the products and services that come with this innovative new product.



The Legal Eagle that is Ricardo Tosto de Oliveira Carvalho

Brazil is the country with the third largest amount of lawyers globally with some quality legal minds such Ricardo Tosto de Oliveira Carvalho. The second and first places are taken up by the US and India respectively. The huge number of law schools has made the high number of lawyers in the country possible. Brazil has more law schools than all other countries in the world combined.

In Brazil, there are 1,240 law courses. That figure is significant since the rest of the world has 1,100 law schools. Thus far, only 800 thousand individuals have passed the Brazilian Bar Exam. However, if all law students were to pass the bar exam, Brazil would have over three million lawyers.

What the Education Ministry is doing about Law Schools in Brazil

The ministry inspected all law schools in Brazil to ensure that they are up to standard. Consequently, it will result in fewer students failing to pass the Bar exam after they graduate. At one time, there was as little as 14% law school graduates passing the bar exam.

About Ricardo Tosto de Oliveira Carvalho

Ricardo Tosto de Oliveira Carvalho is one of the best legal minds in Brazil. He began his professional career from the bottom and climbed to the heights of Brazilian law. Ricardo Tosto de Oliveira Carvalho law firm is among the largest today in Brazil. He has acted as an advocate for large multinationals and large Brazilian companies. Ricardo Tosto de Oliveira Carvalho has also represented politicians, governments, and acted pro-bono for NGOs. He has also helped to train most if his current associates, who joined him as trainees at his law firm.

Adwords Management Using White Shark Media

White Shark Media is an adwords management and marketing service that prides itself on embracing change and promoting innovation. They work hard to over-deliver and research fast and in-depth marketing techniques for their clients. Marketing can be a hard business to get into, especially if researching niches and keywords is not your forte. The good thing is, White Shark Media has your back. They work hard to make sure their customers are satisfied every step of the way. They research overtime in order to provide the best service to their clients. They treat all of their clients’ business as if it were their own. Testimonials on the White Shark Media recommend them as a fantastic business partner to have on your side, as they will do everything in their power to create a brilliant strategy for longterm success.


Nikitas Tsoukalis commented, “I can only say amazing things about White Shark Media. Not only have they saved us over $10k per month in our adwords budget, but they also have created a smarter campaign that has directed better traffic to our site.” Other reviews on the company are similar in nature.


The company is a premier partner of Google Adwords and follows all of the guidelines and requirements needed in order for them to be handpicked by Google themselves. White Shark also offers a completely free adwords performance evaluation from their specialists. Pricing is super affordable, ranging from three to eight hundred dollars a month. With hundreds of excellent ratings, WSM is a trustworthy and professional provider that can help your business rise to the top.

Vinny Parascandola Has Come A Long Way In The Insurance Industry

One of the most competitive industries in the business field is the insurance industry. With many insurance professionals looking to make a name for themselves in the insurance industry, the competition between insurance professionals can become extreme. One of the reasons why many people turn to the insurance industry for jobs and a career is because insurance professionals have a great opportunity to excel in the insurance industry.

Many professionals in the insurance industry have received compensation, honors and awards based on what they achieve. Hard work and commitment pays off in the insurance industry. There are a variety of reasons why professionals look to the insurance industry beyond the chance to make a name for themselves through their own hard work. One of the reasons is that the insurance industry is a very large industry. The industry is a multi billion dollar industry that provides a needed and sometimes required service.

As a result, there is always a demand for insurance. This keeps all professionals who are willing to work hard filled with great opportunities to succeed. An insurance company that has been near the top of the industry for a long time is AXA Advisors. A company that has gone through various name changes with AXA Advisors being the most recent name taken by the company, AXA Advisors has been a fixture in the insurance industry since the late 1800s.

The company is an international company with locations placed across the entire globe. AXA Advisors offers a wide array of insurance services and products. There are many key executives that work at AXA Advisors. As a multinational company, the need for excellent executives is imperative for the company to be successful.

A key executive at AXA Advisors is Vinny Parascandola. Working out of a United States location, Vinny Parascandola holds a senior level management position at AXA Advisors. His position oversees various aspects of the company that includes sales.

Vinny Parascandola has been in the insurance industry for over 20 years. The first job that he held in the insurance industry was as an insurance agent. He performed well in that particular position receiving honors and awards. Vinny has continued that high level of performance in his professional career regarding every position that he has held.

Maggie Gill: Leads the Way with Leadership Considered Second-to-None at the Progressive Healthcare Institution–MUMC–located in Savannah, Georgia:

Maggie Gill recently informed Memorial Health of her departure as CEO in order to pursue other professional career areas. Ms. Gill made the decision, on her own, and naturally, the engaging Board, at Memorial Health is going to miss Ms. Gill a great deal: However, her extraordinary field of vision—as a leader has her, apparently, pursing another area of necessary endeavor. Memorial Health wishes the illustrious CEO all the best: Maggie is appreciated—and of course- CEOs such as Maggie generally have many options and opportunities which continually come their way. The following text provides information, relative to the exceptional career and academic background of Maggie Gill.

Every little girl—wishing to pursue life in the professional leadership realm, wants to become just like leader: Maggie Gill:

Maggie has the type of background which biographies are written. Her “grit” and “strength,” in the way of leadership, is highly commendable. In her role at Savannah’s Memorial Health, Maggie shows enthusiasm and professionalism in her day-to-day endeavors. She provides the necessary leadership to all of the healthcare institute’s: V.P.s, Senior V.P.s, and Physician Leaders.

Maggie, in her leadership role at MUMC, is directly responsible for relations, as it pertains to the physicians, governmental agencies, the internal audit area, the Memorial Health University Physicians—also, known by the acronym—MHUP; the Orthopedic Program and the Neuro-Science Program.

Further, Maggie Gill oversees operations and ancillary functions as it pertains to the ‘Heart & Vascular Institute”; the Perioperative Services area, the Financial Assistance unit, the Corporate Communications area, Facilities Management, and Trauma Services.

Maggie, agreeably and professionally, provides professional leadership with regard to all of the preceding areas. She is a bold leader. Maggie Gill is not “afraid to step up to the plate,” and meet the challenges of the day.

Maggie Gill joined MUMC as their Vice-President of Finance/Managed Care in 2004. Her next role, with the leading healthcare institution was that of Chief Operating Officer. She assumed this role in 2005. When 2011 rolled around, Ms. Gill was named as MUMC’s President and Chief Executive Officer.

Maggie Gill spent five years as the Chief Financial Officer at Tenet South Florida Health System. Tenet is a very progressive healthcare organization—recognizing the need of compliance—at every angle, within the healthcare environment.

During Maggie’s tenure, with Tenet, she, not surprisingly, received the award of “Tenet Outstanding CFO”, on three occasions. Gill worked for three different hospitals—for Tenet—during her exceptional term with them. The hospitals where Maggie worked include: Palmetto General Hospital in Hialeah, Florida, the North Shore Medical Center, in beautiful Miami Florida, and Coral Gables Hospital in Coral Gables, Florida.

Maggie earned a Bachelor’s Degree—with honors from Florida State University. She earned an MBA degree—with honors from Saint Leo University in Florida. Maggie has completed coursework, too, at the Wharton School, in way of “Strategic Thinking and Management”.